01Why we built Kosh
Wealthy families have always had someone watching their money: an accountant, an adviser, a CFO. Everyone else gets a dozen apps, a stack of statements and a tax deadline.
We think that's backwards. Money management is hard, it touches every part of life, and nobody should have to figure it out alone. So we built Kosh: a personal CFO that anyone in India can afford, that knows your numbers, and that's on your side.
02What Kosh does
Reads your statements
Upload bank, card and investment statements as PDF, CSV or a photo. Kosh sorts every transaction and maps your money.
Finds what you're missing
Leaks, forgotten subscriptions, idle cash and tax you don't need to pay, turned into clear next steps.
Works out your tax
Estimates under both the old and new regimes, so you can see which one leaves more in your pocket.
Keeps you ahead
Answers in chat, reminders before due dates, a Sunday digest and, on Pro, an 8 AM market brief.
03How it's built
- It designs itself around you. Kosh's AI doesn't just fill in a fixed dashboard. It builds the screens your money needs, whether that's a home loan, a growing SIP book or a freelance income that changes every month.
- Rules are researched, not hard-coded. Tax slabs and limits change every year. Kosh has an AI agent that researches them from official sources, so your numbers follow the current law.
- Private by design. No bank logins, ever. Locked PDFs are opened in your browser, and files are stored encrypted in private storage. Read how on our Security page.
04What we stand for
- Honest numbers. We show you the real picture, including when it isn't pretty, and we're clear about what's an estimate.
- Your data isn't for sale. We don't sell or rent it, or use it for advertising. See our Privacy policy.
- No product pushing. Kosh doesn't earn commissions from any bank, fund or insurer. Our only income is your subscription, so our only job is helping you.
- You decide. Kosh explains and suggests. You stay in charge of every rupee. Read our Financial disclaimer.
05The company
Kosh is made by Primedepth Labs, a small team based in Mohali, Punjab.
- Registered name
- PRIMEDEPTH LABS
- Constitution
- A partnership firm registered in India
- GSTIN
- 03ABGFP4193E1ZD
- Registered address
- Floor 4, R1 of D180-C, Industrial Area, Phase 8B, Sector 74, Mohali, SAS Nagar, Punjab 160055, India
- Partners
- Priyanshu Kumar and Harjaap Singh Dhillon
- Website
- primedepthlabs.com
06Say hello
Questions, ideas or feedback? Write to contact@trykosh.com. Every message is read by a person. For everything else, see our Contact page.